You lent money to a friend, family member or acquaintance, and they refuse to pay you back or are avoiding you? This happens more often than you think. Even if it's not a "big internet fraud", it's a serious situation that deserves to be documented. Report Quebec can help you structure your case and understand your options.
Yes. A loan of money, even between close ones and even without a written contract, can be considered a legal debt in Quebec. You have the right to ask for repayment.
The situation becomes a serious dispute when:
This is not just a "family quarrel" - it's an unpaid debt, and you have recourse.
"I lent $2,500 to my cousin to help with his rent. It's been 8 months, no news."
"My sister asked me for $1,000 for an emergency. She promised to pay me back in 2 weeks. It's been 1 year."
"I paid my friend's car insurance for 6 months because he was in trouble. He was supposed to reimburse me, now he denies it."
"We had a verbal agreement for a $5,000 loan. He now says it was a gift."
Let's be honest: an unpaid loan between individuals is generally not considered a crime. Police cannot force someone to repay a civil debt.
However, if the person used fraud, deliberate lies or identity theft to obtain the money, it can become criminal. In all cases, documenting the situation is essential for your civil recourse (small claims, formal notice).
That's where Report Quebec comes in: we help you create a solid file, even if police cannot act directly.
Fill out your report in 5 minutes. You'll receive a file number and our team will analyze your case to suggest the best options.
File a ReportNo, we are not a collection agency. However, we help you document your case and prepare the steps (formal notice, small claims) that can lead to a judgment in your favor.
Yes. Your information is protected and not shared with third parties. We comply with Law 25 on the protection of personal information.
The report and analysis of your file are free. If you need more in-depth support, we'll explain the available options.
