You loaned something to someone and they returned it damaged or won't return it at all? You have recourse to recover your property or its value.
Common Situations
- Item not returned — Borrower keeps making excuses
- Returned damaged — Item came back broken or worn
- Borrower disappeared — Can't reach them anymore
- Denies borrowing — Claims they never had it
What to Do
- Document everything — Messages proving the loan, photos of item
- Send formal notice — Demand return or compensation
- Small claims court — For items up to $15,000 value
- Police report — If it's clear theft (they refuse to return)
Proof is Key
Without proof you loaned the item, it becomes your word against theirs. Always document loans with messages or written agreements.
How Report Quebec Can Help You
- Documentation of your case
- Generate a formal notice
- Guidance to small claims process